You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. The Card is non-transferable and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. In the case of a Recurring Entry for a load amount from a Funding Account to the Primary Account that repeats on regular intervals, the ACH Authorizer will designate the Funding Account(s), the amount to be loaded, and the frequency (e.g., weekly or monthly) through the Greenlight application. The initial value load, as well as each value reload, is referred to in this Agreement as aload. i. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. By selecting a PIN for the Physical Card or by retaining, using or authorizing the use of the Physical Card or Virtual Card, you, the Primary Accountholder, represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the age of majority is older); (ii) you are a U.S. citizen or alien residing in a state or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. Here are some of the ways to find your number online: On this website - We've listed routing numbers for some of the biggest banks in the US. Contact us at once if you believe your Physical Card has been lost or stolen or someone has gained unauthorized access to your Virtual Card number. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. Never share your PIN with anyone. Access Denied If you have any questions, call (800) 624-6308 If either you or we require a Claim to be arbitrated, you may tell us in writing that you cannot afford to pay the fees charged by the Administrator and/or the arbitrator or that you believe those fees are too high. If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Institution number - 3 . Also, we will bear any fees and costs if applicable law requires us to do so. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. This code identifies the branch (and bank/credit union) on which the cheque is drawn. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. Any translation provided may not accurately represent the information in the original English. The ACH routing number for PayPal is 114924742. You must also agree to a variety of separate agreements and disclosures which are housed in the Policy Center link on the Greenlight website at www.greenlight.com and available through the Greenlight application. The minimum and maximum load amount for direct deposits to all Secondary Accounts associated with the same Primary Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. In the app, kids and parents create their own logins with two different experiences. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. You will have access to your funds immediately for an initial value load after Physical Card receipt and PIN selection; subsequent value loads will be made available in accordance with the Issuers funds availability policy. Focusing on banking as a service, corporate lending, and other financial services, Pathward brings the future of banking to all who want it by disrupting traditional banking norms. In addition, under the Investing for Parents Lite feature, the Primary Accountholder will only be able to use the Greenlight application to research the select ETFs that are available for purchase under that feature, and will not be able to take advantage of the full research capabilities that are available in the invest portion of the Greenlight application. Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. If you notify us to revoke another persons use of a Card, we may revoke that Card and issue a new Card with a different number. Type of wire transfer. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. Each Administrator charges fees to administer an arbitration proceeding and the arbitrator also charges fees. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. The first two digits "05" correspond to the 12 Federal Reserve Banks that represents the bank. It's based on the location of the bank where your account was opened. By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. Once the child has reached the age of 18, Chase may recommend they open their own account. In this case Richmond. Wells Fargo Arizona. Account Number . SWIFT Code. How many children can I add to my Greenlight Account? A routing number is a unique, nine-digit number that functions as an address for your bank. Federal Reserve Routing Symbol. Each time you use your Card to make a purchase or obtain cash at an ATM, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. Box 1070, West Chester, OH 45071 Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Platform Partner with us Resources Help Center Contact us This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. Further, the Investing for Parents and Investing for Kids features are only available to Card Accounts enrolled in the Greenlight + Invest Plan and higher tier plans (i.e., Greenlight Max Plan and Greenlight Infinity Plan), while the Investing for Parents Lite feature is only available for Card Accounts enrolled in the Greenlight Core Plan. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. Greenlight is a financial technology company, not a bank. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. They will ask you a few basic questions to determine your routing number. On a check. If you wish to conduct a split tender transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. Offer subject to change at any time. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. Share the account and routing information with your child's employer. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. If this occurs, then funds will generally be available within five (5) business days after the transfer. This Cardholder Agreement is effective [October 11, 2022]. A routing number is a unique number that identifies a specific banking institution. There may be a fee for replacing your Card (please see the Fee Schedule table for details). The two first digits range from: 1 to 12 for regular banks. You agree that we may use this phone number to contact you for any business purpose about your Card Account and you agree to be responsible for any fees or charges you incur as a result of providing this information. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. Secondary Cardholderis any individual authorized to use a Secondary Account by the Primary Accountholder. We, us,andourmean the Issuer, our successors, affiliates, or assignees. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. The second set of numbers should be your account number - the length might vary depending on your specific bank. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. Merchants generally will not be able to determine your available balance. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Ready with full focus, energy, readiness and belief. A routing number can also be written in a "Transit Number - Institution Number" format when it is meant for MICR - encoded paper payments. 1 Chase Mobile app is available for select mobile devices. You may request this number not be used. Here are some of the ways to find your number online: On this page - We've listed the Wells Fargo routing number for checking accounts and wire transfers. COMMUNITY FEDERAL SAVINGS BANKS SOLE OBLIGATION WITH RESPECT TO THE INVEST ACCOUNT SERVICES IS TO OBEY YOUR AND/OR GREENLIGHT ADVISORS INSTRUCTIONS TO TRANSFER FUNDS TO THE INVEST ACCOUNT AND TO RECEIVE FUNDS FROM THE INVEST ACCOUNT, SUBJECT TO THE TERMS OF THIS AGREEMENT. Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. NO_INVESTMENT_ACCOUNTS. ROUTING & TRANSIT#:121145145 FOR THE CREDIT OF: (Recipient Account Name) CREDIT ACCOUNT #: (Recipient Account Number) BY ORDER OF: (NAME OF SENDER) Legacy Boston Private Consumer and Commercial Clients. Otherwise as necessary to fulfill our obligations under this Agreement. Refer a Member. If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. The Card is not for resale. This includes fees not charged by a court. This 9-digit routing number is the format used for electronic payments and transfers. Greenlight Infinity Plan Services means the Greenlight Core Plan Services, the Invest Account Services, the Greenlight Max Plan Services, and all of the additional services offered to Greenlight Infinity Plan cardholders as described in the Greenlight Terms of Service, which is available in the Policy Center on the Greenlight website at www.greenlight.com. . Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. The party asserting the Claim (theClaimant) may select the Administrator. The Primary Accountholder may load the Primary Account with proceeds that are transferred from the Invest Account by directing such transactions through the Greenlight application. Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds for up to ten (10) days. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. When you add money to your Greendot card with an outside bank account, it is called an express transfer and it costs $2.95 per transfer. When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm We may monitor or record any conversation or other communication with you. Wells Fargo Routing Number. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. 1-16 (theFAA), and not by any state arbitration law. Your prepaid Card Account and associated direct deposit account number cannot be used to make payments through preauthorized direct debits from merchants or from utility or Internet service providers. LRC-1121. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. b. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. Sign in to your bank account and go to "account information" or "account summary." The routing. With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment.