as usual! Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. Please Contact us at 310-825-7163. When you get emergency care or get treated by an out-of-network provider at and in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. All member calls answered in 2 minutes or less, Acknowledgement of all inbound inquiries in 24 hours or less, All employers onboarded with their Summary Plan Description completed in 30 days or less, 99% of all claims adjudicated accurately in 14 days or less. This company also offers dental services, voluntary benefits, and accident insurance. Tel-Drug, Inc. and Tel-Drug of Pennsylvania, L.L.C. I then had to explain that an ultrasound is NOT an X-ray but that an X-ray falls under radiology which has a different copay amount. Request Information. More than just a health insurance company, Cigna is a global health service company--dedicated to helping the . The worst, most painful experience of my life! It may not be complete. What a bunch of b.s. Read full disclaimer. With easy one-touch secure sign on, you can access your digital ID cards, manage your health information, update your profile, and more. 0000027529 00000 n Switching to a self-funded plan is easier when you have a trusted partner to help guide you. For questions, please call 505.727.2727. Cigna is more than a health insurance company. With over 30 years experience, the CWIBenefits Third Party Administrator (TPA) Platform is the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators. In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). Im excited to start 2022 with Bywater and Veracity!! 0000027651 00000 n Rates may vary and are subject to change. Health coverage is provided subject to any deductibles, co-payment, or coinsurance provisions. <<5D0A48CDAB051444A35BDEC03408FBA1>]/Prev 447176/XRefStm 1617>> 15422 Detroit Avenue, Lakewood, Ohio 44107 P . Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. - Unresponsive, confusing processes even for their own customer service reps; Customer service was prompt in answering my call and also resolving the problem I had with a provider. CareAlliesProvider Collaboration Solutions. 8. We are dedicated to providing the most effective . 0000011061 00000 n 0000001296 00000 n CT - Cigna HealthCare of Connecticut, Inc. IL - Cigna HealthCare of Illinois, Inc. and Cigna HealthCare of St. Louis, Inc. Plans come with $0 virtual care and $0 preventive care Financial assistance available, if you qualify Additional coverage for diabetes and asthma/COPD, if needed Available for shopping during Open Enrollment (Nov 1-Dec 15, in most states) See what Cigna offers Worst insurance ever!!! If you are a decision maker for your employee benefits at your company, and would like additional information about CWIBenefits services please complete this form. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, and not by Cigna Corporation. In North Carolina, patient care services for worksite health and wellness centers are provided by Cigna HealthCare of North Carolina, Inc. 0000011937 00000 n 0000018052 00000 n Why Choose Bywater? Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. Get employees on board faster with Bywaters plan document, created with the employer and employees needs in mind. I strongly recommend going with a different insurance company. Serving Central Florida Since 1977. If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a Centura Health facility. Dental Claims. In California, Network plans are offered by Cigna HealthCare of California, Inc. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc.1. Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. 94 0 obj <> endobj Together, we provide a fully integrated and turnkey solution designed to maximize savings and promote long-term cost containment, backed by data insights and professional expertise. 0000005049 00000 n You can easily: Verify member eligibility status View member benefit and coverage information Retrieve member plan documents View the status of your claims View member ID card Eligibility Inquiry We offer multiple networks and Pharmacy Benefit Managers (PBMs) to meet your unique needs. 3In Florida, lock-in medical products (including Exclusive Provider Organization, Open Access Plus-IN, Network and Network Open Access plans) are only available for sale to customers sitused in the following counties: Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, Dade, Duval, Flagler, Hendry, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union, and Volusia. 94 50 To learn more, call 310-825-7163. Their accounting department is fabulous. 0000005576 00000 n 307 0 obj <>/Filter/FlateDecode/ID[<922F595429F03242A768AF7997AEBB29><9026FA9FFCD51241847B932A1C65054F>]/Index[278 54]/Info 277 0 R/Length 134/Prev 477804/Root 279 0 R/Size 332/Type/XRef/W[1 3 1]>>stream 0000401390 00000 n Start getting your eligible supplies today by enrolling below. Expect a dedicated point of contact for customer service, who streamlines communication and provides you and your members with personal, knowledgeable support. The worst insurance my husband's company has ever had, my husband needs to get a CT scan done Monday and they denied it!! Cigna Health and Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) or Connecticut General Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) In California, Network plans are offered by Cigna HealthCare of California, Inc. Cigna Behavioral Health, Employee Assistance Program (EAP) Bywaters mission is to deliver our customers the best experience possible. 2023 CWI Benefits, LLC All rights reserved. They do offer a decent 401k package but their health insurance is not the best. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. Cigna offers quality plan options, personalized support, and low costs. Here are the plans Lovelace Medical Group accepts. Any insurance company or agent of an insurance company who knowingly provides false, incompleteor misleading factsor information to apolicyholder or claimant forthe purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the For more information, emailCignaPayerSolutions@cigna.comor call . Bywater has partnered with EHCS to provide your diabetes supplies. Theyre on your side when it comes to questions on claims, renewals, vendor implementation, and more. hZn> Z,Y( B>"I(urHY*UY+;UeC+T]*hhsU72oreCg*8UH\paV3&3!&T1X%0IU They are more than a company, they are a friend, and they make sure you are taken care of, they make sure your needs on the real estate side or the management side are taken care of and theyre always there to help you. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. For general inquiries, please complete the form here to learn more. Helpful. 0000402434 00000 n Phone: 800-992-8088; Email: info@cwibenefits.com; Find us on: Facebook page opens in new window Twitter page opens in new window Linkedin page opens in new window. Cigna. Phone Number. 0000000016 00000 n ", "I appreciate your responsiveness and really looking forward to our partnership with Bywater in 2022 ", "You are setting the bar pretty high at Bywater!!! They give you the run around and tell you that you need to take it up with Cigna, they dont handle thatCigna tells you that you need to talk with Bywater. Our office staff will happily verify your insurance benefit. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. 0000028532 00000 n 7In Virginia, worksite health and wellness centers are provided by Cigna Health and Life Insurance Company. "I havent had a chance to tell you thank you for all your efforts. We help employers manage their health plans with ease, ensuring your employees are using their benefits optimally. Benefits information above is provided anonymously by current and former ByWater Solutions employees, and may include a summary provided by the employer. For a physician referral, please call (800) UCLA-MD1(825-2631). K`|1/I?8u/*bo>$C hb``b````e` @16zGm`!1l{E=>xmX01)0;w024`4oPp`bbs`fbI0r. Bywater has partnered with EHCS to provide your diabetes supplies. Our personalized customer service, simplified ordering process and post shipment compliance program ensures you have your diabetes supplies on-time, every time! They are no help whatsoever. Former Employee. 0000397752 00000 n For additional plan disclosures that may be applicable to your plan or state, please view our Product Disclosures. 0000001617 00000 n For the following services, we collaborate with Cigna's affiliate, eviCore Health (eviCore), to manage the precertification process and administration of the services. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. The customer service representative was very knowledgeable about my health plan which helped a lot ! Being able to depend on responsiveness when its most critical provides me with a certain level of comfort., Implementation was a challenge for my team. Cigna Collaborative Care Listing Home Delivery Medical Supplies and Services Lifesource Organ Transplant Network Multiplan (Out-of-Network) Directory Payer Solutions Shared Administration Repricing (SAR) Choosing Wisely State of Vermont: Annual Hospital Report Cards Dental Dental PPO SA Plus or Dental PPO SA Directory Radius Dental Directory 2The Cigna HealthCare of Florida, Inc. service area is comprised of the following counties: Brevard, Broward, Clay, Dade, Duval, Hillsborough, Lake (only zip codes 34711, 34714, 34715, 34755), Nassau, Orange, Osceola, Palm Beach, as, Polk, Seminole and Volusia (only zips 32713, 32725, 32738). In New Jersey, patient care services for worksite health and wellness centers are provided by Alegis Care, New Jersey, P.C. 6Cigna Dental Health of Florida, Inc. is a Prepaid Limited Health Services Organization licensed under Chapter 636, Florida Statutes. 1 (800) 244-6224. 0000007851 00000 n I could go on but I will suffice it to say to not use this company. 0000022230 00000 n Were committed to helping you manage your health plan efficiently, with best-in-class service no matter your group size. Enroll Today for Fast, No Hassle Processing of Your Diabetes Supplies. 143 0 obj <>stream However, it is important to check with our office to ensure your health policy covers your weight loss surgery procedure. Thanks again. See monthly claims data trends and take steps to reduce costs and optimize plan utilization as necessary. I find Bill Bywater to have high integrity, hes part of the local community, his roots are here, and he hires great people. Cigna login/register. %PDF-1.4 % Cigna. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. &A_6c${NVXd}=y2zR|2^ r];:Ml&;`V~D5;iKG`%d~HPZMcZ(h&juR %'e,jkD!X\1@ 1. Under the Families First Coronavirus Response Act (FFCRA) and the CARES Act, individuals enrolled in a private health plan who purchase an over-the-counter COVID-19 test may be reimbursed by the health plan/insurer. Your third-party administrator (TPA) services should work seamlessly with all of your health insurance partners. You and your administrative staff can quickly and easily access member eligibility and claims status information anytime, on demand. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see CA - Cigna HealthCare of California, Inc.1. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. 0000028053 00000 n No vision or dental offered. Life threatening cardio-pulmonary problems, (for example, severe obstructive sleep apnea, Pickwickian syndrome, obesity related cardiomyopathy). Please Contact us at310-825-7163. Accidental injury, critical illness, and hospital care. Once again, Bywater gives you the run around, connecting you to person to person. 0000025709 00000 n b\e1*O?;c;>y ./}?=T_U_s4phSELM%:TGzM}]{;Z{Sd7ps5_6? 7evt>O7/y}b *]VA{G'9 "FW/_8TKVbro4UZ{#z06yg7tur4M.YYOGQH|6}GE>T}4]Lv.\+U(+MYn[jz.w/M\cS QU?!zbms`,{P4>mT=Qjb,%{1CaC:bR* 5R;SJ07a%c6WdxIE n# : + This website is not intended for residents of New Mexico. This website is not intended for residents of New Mexico. Glassdoor is your resource for information about ByWater Solutions benefits and perks. Inpatient care 100% in-network preventive care coverage There is no guarantee of specific results. 0000012607 00000 n Still have questions? Our team always puts the customer first. 0000014090 00000 n Refer to your official plan documents for the name of the company that insures or administers your specific insurance policy or benefit plan. Chattanooga, TN 37422-7223. Bywater's mission is to fully integrate with advisors and captive managers of choice while delivering the high . We support the spectrum of benefit administration needs ranging from employer plans, health plans, agency back office, HRIS and other third party solution administration needs. 2.0. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. On the home page, look for View claim status as a guest user under the Quick Links section. Aetna, Anthem Blue Cross Blue Shield, Cigna, Oscar, Tricare and United Health Care typically cover weight loss procedures. Lovelace Health System accepts most major insurance plans so you can access all of our hospitals, health care centers and providers. Delivering value for Third Party Administrators. 0 If you have questions about coverage, payment plans, or financial assistance, please contact your insurance provider or our business office. In Michigan and Minnesota, patient care services for worksite health and wellness centers are provided by HS Clinical Services, PC, an independently owned professional corporation. Disregard the Scranton, PA address on the ID card and submit all medical claims and correspondence to the appropriate Chattanooga, TN address shown in the tables of the November 2010 issue of Network News. 0000010625 00000 n As the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators, CWI has evolved to be a TPA, data integrator, and Software-as-a-Service vendor. Our network solutions help TPAs deliver what companies and employees need most in health care: quality and lower costs. 0000011464 00000 n View Top 10 List What's Included with Cigna? Try looking up a doctor, a clinic location, or information about a condition/treatment. 0000393640 00000 n As part of the Roundstone Insurance family, Bywater grew out of the need to offer self-insured employers participating in Roundstones group medical captive health insurance plan a better alternative for plan administration. 0000008700 00000 n As your collaborative and trusted partner, Cigna Payer Solutions helps to drive employee health, lower employer costs, and support and enhance the unique value you bring to your customers. IL - Cigna Dental Health of Kentucky, Inc. KY - Cigna Dental Health of Kentucky, Inc. MD - Cigna Dental Health of Maryland, Inc. MO - Cigna Dental Health of Missouri, Inc. NC - Cigna Dental Health of North Carolina, Inc. NJ - Cigna Dental Health of New Jersey, Inc. PA - Cigna Dental Health of Pennsylvania, Inc. VA - Cigna Dental Health of Virginia, Inc. The University of California, Los Angeles (UCLA) is designated as: To schedule a consultation with UCLA Bariatric Surgery in Los Angeles, California, call us at 310-825-7163 or fill out ouronline form. 331 0 obj <>stream We have paid out more money ourselves than the insurance has. If you are a participant please call 800.992.8088 or email customerservice@cwibenefits.com. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. startxref From our first introductions through annual renewals, and every step in between, you can expect attentive, personal care and clear communication from your Bywater Team. Controlling costs, improving employee health, and personalized service are just a few of the ways we can help your organization thrive. They then left my ultrasound copay instead. We help increase your productivity and efficiency by providing friendly, expert, and data-driven administrative services to your employee health benefits plan. Orlando, FL 32801 ", My Account Manager is responsive. 0000006225 00000 n For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. Joe Doremus, All American Boulevard Warehouses. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. PO Box 182223. All insurance policies and group benefit plans contain exclusions and limitations. Suite 200 Meet Bywater. 5Cigna Dental Health, Inc. provides network management and other administrative services for Cigna Dental plans. Together, we can build a solution that's right for your clients. About Your Insurance Presbyterian Hospital accepts most major insurance, including Medicare, Medicaid, and Presbyterian Health Plan. Cigna/GreatWest: 1-800-244-6224: www.cigna.com: Clear Spring Healthcare: 1-877-364-4566: www . Then they say your not covered for that! At UCLAs Bariatric Surgery Program, we accept most of PPO insurance policies and select HMO policies with an authorization from your Primary Care Provider. Call 1 (800) 88CIGNA (882-4462). Product availability may vary by location and product type and is subject to change. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. Bywater is a third-party administrator (TPA) of self-funded health insurance. Learn about ByWater Solutions , including insurance benefits, retirement benefits, and vacation policy. 0000013474 00000 n Cigna Onsite Heath, LLC provides management services to worksite health and wellness centers in Michigan, Minnesota, New Jersey, and North Carolina. ", "I love that Bywater is a TPA willing to meet the needs of our businesses with smaller employee populations. Aetna, Anthem Blue Cross Blue Shield, Cigna, Oscar, Tricare and United Health Care typically cover weight loss procedures. You are always responsive and helpful. 0000001787 00000 n %%EOF The list is very long, but not limited to: Serving Central Florida for over 45 years, our services include landlord/tenant representation, owner/seller . Our office staff will happily verify your insurance benefit. IN - Cigna HealthCare of Indiana, Inc. and Cigna HealthCare of Illinois, Inc. MO - Cigna HealthCare of St. Louis, Inc. and Cigna HealthCare of Tennessee, Inc. NC - Cigna HealthCare of North Carolina, Inc. NJ - Cigna HealthCare of New Jersey, Inc. SC - Cigna HealthCare of South Carolina, Inc. Cigna Health and Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) or Connecticut General Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA). Worst company ever. endstream endobj startxref hb``c``:pDAb@qa 1Fv>`hpb83+Z ii Du1h}aZxK1Ag jx8/G80=`y 4Z[lgUhP u G@;O]fc`He` )$ For support, please emailsupport@choosebywater.comor call800.337.0792to contact customer service if you have any questions. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc. Group Accident, Accidental Death and Dismemberment, Accidental Injury, Hospital Indemnity, and Critical Illness Insurance, Cigna Supplemental Benefits - Life, Health and Accident Insurance, Canada group medical, dental, vision, and evacuation plans. I'm clumsy and get hurt often and this insurance keeps denying claims making me fill out a letter every time stating I wasn't in an accident. Hiring The Bywater Company has turned out to be a super investment, as well as a pain-free, no headaches to me type of situation and relationship. Bywater has been a nightmare to deal with. ", "You guys are all AWESOME. Current and former employees report that ByWater Solutions provides the following benefits. No vision or dental offered. 0000004618 00000 n For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. 0000027001 00000 n Kaiser Permanente also offers a dedicated phone line for Cigna PPO providers only for preauthorization questions - 888-831-0761. 4The term "DHMO" is used to refer to product designs that may differ by state of residence of enrollee, including but not limited to, prepaid plans, managed care plans, and plans with open access features. So fast. to be added in. It has been great working with you and I look forward to doing more of these. 0000006718 00000 n Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. *Weight loss results can vary depending on the individual. Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. For information about these plans, including Cigna company name and other information, visit https://www.cigna.com/individuals-families/shop-plans/health-insurance-plans, Connecticut General Life Insurance Company, NY - Cigna Life Insurance Company of New York (140 East 45th Street, New York, NY 10017 USA), All other states-Life Insurance Company of North America (1601 Chestnut Street, Two Liberty Place, Philadelphia, PA 19192 USA), NY - Cigna Life Insurance Company of New York (for insured plans), All other states-Life Insurance Company of North America, Administrative services for self-funded disability plans - Life Insurance Company of North America, NY - Cigna Life Insurance Company of New York, Cigna Health and Life Insurance Company, Loyal American Life Insurance Company, American Retirement Life Insurance Company, or Cigna National Health Insurance Company. AZ - Cigna Dental Health Plan of Arizona, Inc. CA - Cigna Dental Health of California, Inc.1. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. Selected insurance that we accept are noted below. Your response will be removed from the review this cannot be undone. Bywater is an international management firm providing Strategic Services; such as performance improvement, strategic planning & implementation, and cost containment, and Corporate Growth Services; such as acquisitions and divestitures, merger integration and new product development. Our bariatric surgeons use a range of treatments to help you reach weight loss goals and optimize your health. They do offer a decent 401k package but their health insurance is not the best. Please enter your user id and password. 0000395696 00000 n 0000025585 00000 n Fortunately, many insurance companies recognize the serious health threats of obesity and do cover weight loss surgery as long as you meet the qualification requirements. For a complete list of both covered and not covered services under your plan or policy, including benefits required by your state, see your insurance policy, evidence of coverage, or your employers insurance certificate or summary plan description. 278 0 obj <> endobj Cigna may not control the content or links of non-Cigna websites. Features available are based on the coverage you have with Cigna. In jurisdictions outside the USA and Canada, products and services are offered by or through Cigna Global Insurance Company Ltd. or affiliates and contracted companies. jerej Jn Schedule Consultation Schedule Consultation Contact Info Visit Website Address To use the Claims Guest Access portal, go to kp.org/providers and select the members KP region. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. The legal entity insuring or administering any specific product may vary. 0000007280 00000 n This information was provided by Mployer Advisor. that insure or administer group HMO, dental HMO, and other products or services in your state). The myCigna app gives you a new and improved way to easily access your important health information. CIGNA ID cards will continue to show the Scranton, PA address for claims and correspondence submission until they are updated throughout 2011. For other questions regarding eligibility and coverage of services, please contact your health plan representative. 407.206.7300 Cigna may not control the content or links of non-Cigna websites. Complete the form below to enroll and get your eligible diabetes supplies shipped direct to your door. CIGNA First Health * Additional networks expected . As strategic relationship managers, we work together collaboratively to achieve our mutual objective quality, affordable care. Whether it is claims processing, enrollment, workers compensation or HR data management, we will continue to help meet your benefit plan administration needs. 0000050665 00000 n . 0000001945 00000 n Details, Group Health Maintenance Organization (HMO), including HMO Open Access (OA), Point-of-Service POS), and OA POS medical plans, All other group medical plans, and pharmacy and vision plans, Cigna Behavioral Health, Employee Assistance Program (EAP).